McKinney, Texas Car Accidents 

McKinney, Texas, has grown into one of the fastest-expanding suburbs in the Dallas–Fort Worth area. With its family-friendly neighborhoods, vibrant business districts, and booming residential development, more and more drivers are on the roads every day. While growth brings prosperity, it also brings new challenges, particularly for drivers. Increased traffic has led to more accidents on major local roadways like US 75, State Highway 121, Virginia Parkway, and Highway 380. Busy intersections and congested thoroughfares make collisions almost inevitable, and the aftermath can be overwhelming for those involved. 

If you’ve been injured in a car accident in McKinney, securing the guidance of an experienced and compassionate attorney can make a world of difference. At David K. Wilson & Associates, we have over 40 years of experience representing car accident victims across North Texas. Our founding attorney, David K. Wilson, has witnessed both the best and worst of human behavior in his long career, shaping him into a lawyer who is both fiercely dedicated and deeply empathetic. His connection to the North Texas community gives him unique insight into how accidents impact real people, not just their insurance claims. 

Understanding Texas Laws After a Car Accident 

Navigating the legal aftermath of a car accident in Texas can be complex. The state’s laws are designed to hold negligent drivers accountable, but understanding them is crucial to preserving your rights. One of the most important aspects of Texas law is the statute of limitations. In most personal injury cases, including car accidents, you have two years from the date of the accident to file a lawsuit. Missing this deadline can prevent you from pursuing compensation, regardless of the merits of your case. This is why it’s essential to talk with us as soon as possible. 

Texas is also a fault-based, comparative negligence state, which means that if you are found partially responsible for the accident, your compensation may be reduced by your percentage of fault. For example, if you are determined to be 20% at fault for an accident and your total damages are $100,000, you may only recover $80,000. This makes precise documentation, evidence collection, and legal guidance critical, as even small missteps can significantly affect your case. 

Additionally, Texas requires all drivers to carry minimum liability insurance. While this coverage can provide compensation for injuries and property damage, it is often insufficient to fully cover the expenses incurred after a serious accident. Insurance companies may also attempt to minimize payouts, which is why having Attorney David Wilson negotiate on your behalf is essential. 

Common Causes of Car Accidents and Typical Injuries 

Car accidents in McKinney can happen for a variety of reasons, many of which are preventable. Understanding the common causes can help you identify liability and strengthen your claim. 

One of the most frequent causes of collisions is distracted driving. With smartphones, GPS devices, and in-car distractions, even a momentary lapse in attention can lead to serious crashes. Another major factor is speeding, particularly on highways such as US 75 and State Highway 121, where drivers often exceed posted speed limits. High speeds reduce reaction time and increase the severity of injuries in accidents. 

Impaired driving, whether from alcohol, drugs, or prescription medications, is also a leading cause of accidents in North Texas. Drunk or intoxicated drivers are far more likely to cause severe collisions, and in many cases, punitive damages may be pursued if reckless behavior is involved. Failure to yield, running red lights, and unsafe lane changes are additional common causes, especially at busy intersections along Virginia Parkway and 380. Poor weather conditions, including heavy rain or fog, can exacerbate these risks. 

Car accidents often result in serious physical injuries. Whiplash is one of the most common injuries, caused by the sudden back-and-forth motion of the neck during a collision. While sometimes subtle at first, whiplash can lead to chronic pain if not treated promptly. Fractures and broken bones are common in high-impact collisions, particularly in the arms, legs, ribs, and collarbone. Head injuries, ranging from concussions to traumatic brain injuries (TBI), are particularly serious because they can have long-term cognitive and emotional effects. Other injuries may include spinal cord damage, which can lead to partial or complete paralysis, and internal organ injuries, which may not be immediately visible but can be life-threatening. Soft tissue injuries, lacerations, and burns are also frequent, depending on the nature of the crash. Beyond physical harm, many accident victims experience emotional trauma, including anxiety, depression, or post-traumatic stress, which can affect their quality of life for years after the incident. 

At David K. Wilson & Associates, we understand the full range of injuries that can result from a car accident. We work closely with medical professionals to document all injuries, ensure proper treatment, and build a case that reflects the true impact of the accident on your life. By thoroughly addressing both visible and hidden injuries, we help our clients pursue the maximum compensation possible. 

What You Should Do After a Car Accident in McKinney 

The steps you take immediately after a car accident can dramatically affect the outcome of your case. First and foremost, seek medical attention. Some injuries, such as whiplash or internal trauma, may not be immediately apparent, and having professional documentation of your injuries is essential for your claim. 

Next, ensure the accident is properly reported. Contact local law enforcement to file a police report, which provides an official record of the incident. Documenting the scene is equally important. If possible, take photographs of all vehicles involved, any visible damage, road conditions, and skid marks or debris. Gathering contact information from witnesses can also strengthen your case and help establish fault. 

It is critical to notify your insurance company, but do so cautiously. Provide the necessary facts, but avoid admitting fault or agreeing to a settlement before consulting with our team. Insurance adjusters are trained to minimize payouts and may use any statement against you. 

Finally, reach out to us as soon as possible. Early legal guidance ensures that your case is properly documented, evidence is preserved, and your rights are protected from the outset. Delays can result in lost evidence, forgotten details, and diminished compensation. 

Compensation You May Be Entitled To After a Car Accident 

The financial and emotional toll of a car accident can be significant, but Texas law allows victims to pursue compensation for the full scope of their losses. Medical expenses are often the most immediate concern. These can include hospital bills, surgeries, rehabilitation, medication, and ongoing care. Injuries sustained in an accident may require long-term treatment, making accurate documentation of all medical costs crucial. 

Lost wages are another major factor. If injuries prevent you from working, you may be entitled to compensation for both time missed and any reduction in future earning capacity. In severe cases, victims may never fully return to their previous employment, and an experienced attorney will ensure this is reflected in their claim. 

Property damage to your vehicle and other personal items is also recoverable. Whether your car needs extensive repairs or must be replaced entirely, you are entitled to have these costs covered by the at-fault party. 

Beyond tangible losses, Texas law allows compensation for pain and suffering, reflecting the emotional and physical impact of the accident. Chronic pain, anxiety, depression, and loss of enjoyment of life are all considered when calculating this type of damage. In rare cases, courts may award punitive damages if the at-fault party acted with extreme recklessness or intentional misconduct. 

Understanding the full range of compensation available is complicated, and insurance companies often undervalue claims. At David K. Wilson & Associates, we conduct thorough investigations to ensure that every aspect of your loss is accounted for. 

Why Hiring a Car Accident Attorney Is So Important 

Many accident victims attempt to handle their claims on their own, only to face frustration when insurance companies undervalue or deny them. Hiring an experienced car accident attorney in McKinney provides both legal expertise and peace of mind. 

At David K. Wilson & Associates, we bring over four decades of experience in personal injury law to every case. We understand the nuances of North Texas roads, from the congested lanes of US 75 to the intersections along Virginia Parkway and Eldorado Parkway, and how these local factors can affect liability. More importantly, our attorney, David K. Wilson, has spent decades witnessing the real impact of accidents on families and individuals. This experience has shaped him into a lawyer who is not only skilled in negotiation and litigation but also genuinely compassionate toward clients navigating one of the most stressful times in their lives. 

Our approach is thorough and client-focused. We meticulously document medical records, collect evidence, interview witnesses, and negotiate aggressively with insurance companies to ensure fair compensation. If necessary, we are fully prepared to take a case to trial. What makes us different is not just our legal knowledge but our dedication to treating clients like people, not case numbers. We understand that each accident affects real lives (sometimes forever) and we fight tirelessly to help our clients move forward. 

Taking Action: Contact David K. Wilson & Associates Today 

If you or a loved one has been injured in a car accident in McKinney or anywhere in North Texas, timing is critical. The sooner you reach out to David K. Wilson & Associates, the sooner we can begin protecting your rights, gathering evidence, and pursuing the compensation you deserve. 

We offer a free consultation to review your case, answer your questions, and explain your legal options. From handling communications with insurance companies to guiding you through medical documentation and potential litigation, we are committed to being by your side every step of the way. 

Don’t let the confusion and stress of a car accident overwhelm you. Contact David K. Wilson & Associates today and put decades of experience and compassionate advocacy to work for you. Your recovery deserves nothing less.